
Nursing home abuse and neglect put vulnerable residents at serious risk, leading to malnutrition, dehydration, infections, and preventable injuries. When facilities fail to provide adequate care, residents suffer, and families are left feeling helpless. Lack of supervision, improper medical treatment, and unsafe conditions can result in devastating harm. Understanding the warning signs, knowing your legal rights, and holding negligent facilities accountable are crucial steps in protecting your loved ones. Learn how to take action and seek justice.
February 10, 2026
3 min
When families place an elderly loved one in a nursing home, they focus primarily on safety, medical care, and quality of life. Financial protection is often overlooked — until something goes wrong. At Michael Hill Trial Law, we regularly speak with families who discover too late that a loved one has been financially exploited while living in a nursing home.
Financial exploitation of seniors is one of the most underreported and misunderstood forms of elder abuse. It can quietly drain savings, create long-term financial instability, and cause deep emotional distress for elderly residents who may already feel powerless. Understanding how financial exploitation happens, what warning signs to watch for, and how families can take action is critical to protecting vulnerable seniors.
Financial exploitation occurs when someone improperly or illegally uses an elderly person’s money, property, or assets for personal gain. In nursing homes, exploitation may be carried out by staff members, other residents, or even outside individuals who gain access to the resident.
Examples of financial exploitation include:
Even small, repeated acts can result in significant financial harm over time.
Elderly nursing home residents are often targeted because they may have physical limitations, cognitive impairments, or limited oversight of their finances.
Common vulnerability factors include:
Exploiters often rely on silence, confusion, or fear to continue their behavior undetected.
Families are frequently the first to notice subtle changes that indicate financial abuse.
Red flags may include:
Any unexplained financial irregularity should be taken seriously.

While some exploitation is carried out by individuals, nursing homes themselves may play a role — directly or indirectly.
Potential facility-related issues include:
Facilities have a duty to protect residents from foreseeable financial harm.
Not all financial exploitation involves outright theft. Some cases involve improper or deceptive billing practices.
Examples include:
These practices may violate both state and federal law.
Ohio law recognizes financial exploitation of the elderly as a serious offense. Nursing homes and caregivers are required to report suspected exploitation and take steps to prevent it.
Protections include:
Failure to act on known exploitation may expose facilities to legal liability.
If you suspect financial exploitation, acting quickly can limit damage and protect your loved one.
Recommended steps include:
Prompt action can prevent further losses and expose ongoing abuse.
Financial exploitation does more than cause monetary loss. It often leads to emotional trauma, loss of trust, and increased dependence.
Elderly victims may experience:
Families may feel guilt or anger for not noticing sooner — reactions that are entirely understandable.
In many cases, reporting exploitation is not enough. Civil legal action may be required to recover losses and hold responsible parties accountable.
Legal action can help:
An experienced attorney can assess whether a nursing home failed in its duty to protect a resident’s financial well-being.
At Michael Hill Trial Law, we understand how devastating it is to discover that a loved one was financially exploited while under professional care. These cases involve not only money, but dignity, trust, and long-term security.
Our firm focuses on advocating for elderly residents who have been exploited, neglected, or abused in nursing homes. We help families investigate wrongdoing, pursue accountability, and protect vulnerable seniors from further harm.
Financial exploitation often happens quietly, but its consequences can be lasting. Families who stay engaged and informed play a crucial role in protecting elderly loved ones.
If you suspect financial exploitation in a nursing home, do not ignore the warning signs.
Michael Hill Trial Law is committed to protecting elderly residents and their families in Ohio and across the United States.
Contact Michael Hill Trial Law to learn how the firm can help you protect your loved one’s financial security and rights.